Car insurance is a necessity for drivers in New York, providing financial protection in case of accidents, theft, or other unforeseen events. With a plethora of options available, here are the top seven car insurance companies in the state, along with their contact details, locations, and a glimpse into their terms and conditions:
- Contact Number: 1-800-861-8380
- Location: 141-49 70th Road, Flushing, NY 11367
- Terms & Conditions Overview: GEICO offers various coverage options, including liability, collision, comprehensive, and more. Their terms may vary based on the specific policy selected. Factors like driving history, vehicle type, and location can impact premiums.
- Contact Number: 1-800-776-4737
- Location: 242-02 Northern Blvd, Douglaston, NY 11362
- Terms & Conditions Overview: Progressive provides diverse coverage options such as liability, uninsured/underinsured motorist, and roadside assistance. Specific terms are outlined in individual policies, considering factors like driving record, vehicle usage, and deductibles.
3. State Farm
- Contact Number: 1-800-782-8332
- Location: 22 W 48th St, New York, NY 10036
- Terms & Conditions Overview: State Farm offers liability, collision, comprehensive, and other coverage options. Terms and conditions are detailed within the policy, including coverage limits, deductibles, and discounts based on driving behavior or vehicle safety features.
4. Allstate Insurance Company
- Contact Number: 1-877-810-2920
- Location: 277 Broadway, New York, NY 10007
- Terms & Conditions Overview: Allstate provides coverage options for liability, collision, comprehensive, and more. Terms and conditions vary per policy and can include discounts for safe driving, multi-policy, and vehicle safety features.
5. Nationwide Insurance
- Contact Number: 1-877-669-6877
- Location: 7 World Trade Center, New York, NY 10007
- Terms & Conditions Overview: Nationwide offers a range of coverage options and discounts based on driving history, vehicle safety features, and bundling policies. Policies specify terms related to coverage limits, deductibles, and optional add-ons.
6. Farmers Insurance
- Contact Number: 1-888-327-6335
- Location: 62-93 Woodhaven Blvd, Rego Park, NY 11374
- Terms & Conditions Overview: Farmers Insurance provides coverage for liability, collision, comprehensive, and additional features like roadside assistance. Terms and conditions are outlined in policies considering individual driving records and vehicle information.
7. Liberty Mutual
- Contact Number: 1-800-290-7933
- Location: 55 Water St, New York, NY 10041
- Terms & Conditions Overview: Liberty Mutual offers various coverage options with terms specified in policies. Terms can include coverage limits, deductibles, and discounts based on factors like safe driving records or vehicle safety features.
Before selecting a car insurance provider, it’s crucial to carefully review their policies, terms, and conditions. Factors such as coverage options, deductibles, premiums, and available discounts can significantly impact the suitability of the insurance for your needs.
Remember, terms and conditions may vary widely among insurance companies and are subject to change. It’s advisable to review the specifics of each policy directly with the insurance provider to ensure accurate and up-to-date information before making a decision.
Please note that the terms and conditions mentioned are general overviews and not exhaustive details of each company’s policies. Specific terms and conditions can vary significantly and should be reviewed thoroughly in the individual policy documents provided by the insurance companies.